What we do
Enhanced Credit Score Model
Deploy our API solution and review your potential borrowers' credibility, especially if they;
- are recent gradaute with no credit history
- have a poor traditional credit score or very little credit history
- work as freelancer without strong employment history
- are economically dependent or unemployed.
We are a 3rd party credit scoring company using alternatıve data with putting a special emphasis on social networks. We use a holistic approach to really understand individuals' credibility.
By aggregating data about a borrower’s personal, social, professional and financial history, we develop a progressive 360 degree credit score that is very highly correlated to a borrower’s real financial potential.
We are dedicated to disrupting traditional credit scoring in order to close the gap between creditworthiness and lending trends. We are working to uncover financial opportunity by leveraging a diverse array of data sources and consumer behavior insights. We believe that data will power the future of lending, and ultimately, we aim to unveil real creditworthiness for each individual borrower and get loans to the people who need them as fast as possible.
who we are
Alternative credit scoring using social network features
krediskorla
Data collection
Krediskorla takes into account countless data points about each potential borrower from a variety of sources:
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Payment History
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Financial Profile
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Social Network
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Online Presence
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Academic Background
credit scoring
Krediskorla uses machine learning algorithms to evaluate individuals' creditworthiness on multiple dimensions and generate a 360-degree credit score that translates into optimized credit offers.